Workers' Comp Rates — Class 9014

Workers' Comp for Janitorial in Nevada (2026)

Nevada calculates WC benefits on a monthly-wage basis — not weekly — and the FY2026 maximum monthly benefit is $5,468.53 (~$1,258/week equivalent), derived from 66.67% of the state average weekly wage of $1,262.94 × 150% × 4.33.

Competitive marketStatute: NRS Chapters 616A–616D (Nevada Industrial Insurance Act); benefit calculation at NRS 616C.475 and NRS 616A.065; employer coverage obligation at NRS 616B.627; failure-to-insure penalties at NRS 616D.200 and 616D.230Effective: Current; Fiscal Year 2026 (7/1/2025–6/30/2026) maximum monthly benefit certified by DETR 6/30/2025; NCCI files annual rate changes for NevadaLast reviewed: Q2 2026
State
Nevada
Governing Statute
NRS Chapters 616A–616D (Nevada Industrial Insurance Act); benefit calculation at NRS 616C.475 and NRS 616A.065; employer coverage obligation at NRS 616B.627; failure-to-insure penalties at NRS 616D.200 and 616D.230
NCCI Class Code 9014 — Janitorial Services by Contractors, No Window Cleaning Above Ground Level & Drivers
Enforcement Agency
Nevada Division of Industrial Relations (DIR) — Workers' Compensation Section; 400 W King St, Suite 400, Carson City, NV 89703
Civil Penalty
Failure to insure: first offense is a misdemeanor; if employee suffers substantial bodily harm or death on first offense (or second/subsequent offense within 7 years), employer is guilty of a category C felony — 1 to 5 years imprisonment + fine $1,000–$50,000 (NRS 616D.200(3)); civil action for premiums owed (up to 6 years) + interest; up to $10,000 per act of willful deception + triple enforcement costs (NRS 616D.230); immediate cease-business order issued by DIR Administrator (NRS 616D.110)

How workers' comp works for janitorial in Nevada

Nevada is an NCCI state with a competitive private insurance market and no dedicated state fund — the state contracts with Travelers as the assigned-risk carrier for employers unable to obtain voluntary coverage. The Nevada Division of Industrial Relations (DIR) — Workers' Compensation Section administers the program under NRS Chapters 616A–616D. Nevada's WC system has a distinctive benefit calculation: compensation is based on the employee's average monthly wage (not weekly wage), and the DIR resets the maximum average monthly wage each July 1 based on the DETR-certified state average weekly wage. Every employer with even one employee must carry coverage with no threshold exception, making compliance critical even for small janitorial operators.

Class code and rate (2026)

  • Code 9014 — Janitorial Services by Contractors, No Window Cleaning Above Ground Level & Drivers. Nevada is an NCCI loss-cost state. Indicative market rate: approximately $1.90/$100 payroll — Nevada's WC rates average approximately 21% below the national mean (2022 data), making it one of the more cost-competitive markets in this batch for janitorial operations. Confirm current filing via NCCI Class Lookup or Nevada DOI.
  • Code 9170 — Above-ground window cleaning. Substantially higher rate; separate payroll records required.

Indemnity benefits (Nevada FY2026)

  • Nevada pays benefits on a monthly basis. Max monthly TTD: $5,468.53 (~$1,257.55/week equivalent; effective 7/1/2025 through 6/30/2026).
  • Calculation: State Average Weekly Wage (SAWW) of $1,262.94 × 150% × 4.33 = Maximum Average Monthly Wage of $8,202.80; × 66.67% = $5,468.53 per month (NRS 616A.065; NRS 616C.475; DIR Memo dated 6/30/2025).
  • Minimum: No absolute floor; benefit = 66.67% of actual average monthly wage for low-wage earners.
  • Waiting period: 5 consecutive days (or 5 cumulative days within 20 days) before wage-loss benefits begin; NRS 616C.400.
  • Bi-weekly payment: Standard payment interval is 14 days ($2,515.10 = 2 weeks × $1,257.55).
  • PTD: paid at same rate as TTD; reviewed periodically by DIR for continued eligibility.

Coverage thresholds and exemptions

  • Mandatory from first employee; NRS 616B.627 creates no employee-count exemption for subject employers.
  • Excluded: independent contractors (per NRS 616A.255 multi-factor test); sole proprietors may elect coverage; executive officers of corporations may elect exclusion.
  • Independent contractor test: Nevada applies a multi-factor test under NRS 616A.255; cleaning crews under the operational control of a janitorial company are employees regardless of labels in written agreements.

Failure-to-insure penalty

Under NRS 616D.200, a first-offense failure to provide and maintain required coverage is a misdemeanor. If an employee sustains substantial bodily harm or death while the employer is uninsured (first offense), or if the employer has a second or subsequent violation within seven years, the offense escalates to a category C felony punishable by 1 to 5 years imprisonment and a fine of $1,000 to $50,000. The DIR Administrator may issue an immediate cease-business order (NRS 616D.110). Civil liability includes back premiums for up to six years with interest, and the Attorney General may sue for up to $10,000 per act of willful deception plus triple the state's enforcement costs (NRS 616D.230).

Cost drivers specific to janitorial in Nevada

  • Top injuries (BLS NAICS 561720): slips/falls (especially on casino and resort floors), repetitive-motion MSDs from large hospitality cleaning contracts, heat-related illness in industrial/warehouse cleaning.
  • Nevada's hospitality economy creates significant demand for commercial janitorial services in casinos, hotels, and convention centers — high-volume, moderate-severity exposure.
  • Monthly benefit calculation is less intuitive for bid math: at a $1,257/week equivalent max, budget TTD severity similar to moderate NCCI states like Kansas or Utah.
  • Bid-math note: at ~$1.90/$100, load WC at approximately 1.9% of gross wages in Nevada bids — one of the lower load factors in this batch.

Primary sources

Sources

This page is informational only. It does not constitute legal advice, tax advice, or a professional compliance determination. Laws vary by state and locality, change over time, and apply differently depending on your specific facts and circumstances. Before taking any action with legal or business consequences, consult a licensed attorney or CPA qualified in your jurisdiction.